Fixed income information  

Hybrid securities

ING Groep N.V. has issued several hybrid securities to strengthen ING's capital base. These hybrid securities are perpetual fixed income securities with callability features, structurally subordinated to the senior debt instruments issued by ING Group. Due to the characteristics of these securities, ING Group is allowed to include hybrid securities in its capital for regulatory purposes. Hybrid Securities form an asset class in seniority and risk profile between equity and senior debt.

Bonds

ING Groep N.V. has issued several fixed or floating rate bonds, most of them on the basis of the EUR 15 billion Euro Medium Term Note Programme. Click hereunder for the most recent version of the Programme – prospectus and the supplement. For bonds issued before 15 September 2008 earlier versions of the Programme - prospectus are applicable.

ING Bank Covered Bond

ING Bank N.V. may issue Covered Bonds under its Global issuance Programme.

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